Conventional vs. FHA Mortgage

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There is so much information out there on FHA and Conventional mortgage financing that it’s easy for even a seasoned buyer to be confused as to which loan best fits their needs. It’s a common misconception that in order to utilize conventional financing, a borrower is required to have 20% down. There are conventional loans… [Read More]

Las Vegas Housing Market 2018

LV Housing Market

The Las Vegas housing market came in at the number two spot in the country in November and isn’t expected to slow down any time soon. Construction is well underway on many large projects and this doesn’t only affect the construction industry, it continues to fuel the rest of the community as money is generated… [Read More]

HARP Bailout Extended

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The Home Affordable Refinance Program (HARP) that was set to end in September is now extended through December 2018! It is estimated that over 140,000 homeowners could still benefit from the HARP refinance which is what led FHFA to make the decision to continue to program. You may have seen several “catchy” adds that several… [Read More]

How to find a Great Mortgage Lender

Mortgage Lender

In a seller’s market (there are more buyers than there are home available) it is imperative that a borrower is properly prepared with a loan pre-approval that is based on all of the information that will be considered once it placed in the hands of an underwriter. Price and cost is an important factor when… [Read More]

How much mortgage can I afford?

how much mortgage can I afford

How much mortgage can I afford is the number one searched item listed for first time home buyers. Navigating the wide array of mortgage information on the web can be daunting and confusing. The web offers a plethora of information which can be both helpful and harmful. Buyers are bombarded with teaser rates, online simplified… [Read More]